4 Ways an Insurance Adjuster Can Hinder Your Car Accident Injury Claim
Hiring A Personal Injury Attorney To Overcome Insurance Adjuster Tactics In Arizona
A car accident can cause extensive damage to your vehicle and serious injuries to you and your passengers. Besides the trauma of the accident, you have to deal with a lot of expenses as a result of it. You have to get your vehicle repaired, to pay your medical expenses, and perhaps to cover time lost from work. You may even need ongoing physical or mental therapy because of the accident. Even if you had a minor accident, the bills can quickly add up.
When you talk to an adjuster from the insurance company, you are likely to hear a lot of lies and misdirection that can cost you the full compensation you deserve for your accident. You need to talk to a personal injury attorney in Mesa to ensure that your rights are protected and to fight for the full compensation that your injuries and other losses warrant.
Here are four ways that an insurance adjuster can hinder your car accident injury claim:
They’ll Try to Pay You as Little as Possible
The insurance company has to keep its costs low in order to remain profitable, and the primary way it keeps costs low is to deny claims or to pay as little as possible for them. The insurance adjuster is going to look for every reason to reject your claim. If that’s not possible, the adjuster will value your claim as low as possible through a variety of means.
By working with a Mesa injury attorney, you ensure that you have an advocate on your side, someone who is looking out for your interests. Your attorney will advise you on the appropriate settlement amount to fight for and will work to gather the right evidence to bolster your claims.
They’ll Pretend to Accept Responsibility
Insurance adjusters are not above employing trickery to manipulate you. They may say that the insurance company accepts full responsibility, but then they may make you a very low offer that is not reflective of that responsibility. They may do this to make you feel like you are getting an appropriate settlement offer, or they may do it to get you to make statements that could indicate you were partially at fault for the accident.
It’s always better to communicate with an insurance adjuster through a Mesa personal injury attorney. Your attorney will advise you on what statements to make or not make, and your attorney can negotiate directly for a settlement, ensuring that you get a higher amount.
They’ll Pay Little for Property Damage
Medical bills tend to take up the bulk of an insurance settlement. But you will certainly also have property damage to your vehicle and perhaps to belongings inside the vehicle. The insurance adjuster is almost certain to offer you far less than you feel these items are worth. You may even get an offer for your vehicle that is less than what you still owe on it.
A personal injury attorney in Mesa can fight to get the proper valuation for these items so that you get the proper compensation.
They’ll Try to Make You Think You Don’t Need an Attorney
The insurance company is interested in protecting its own bottom line, and it will do anything it can to keep costs low. If you start working with an attorney, the insurance company knows that it will almost certainly have to pay you more. Therefore, the insurance adjuster will try to convince you that hiring a personal injury attorney is not worth your time and that you are getting the best settlement offer you will ever get directly from the insurance company.
Of course, that is simply not the truth. Your attorney is committed to getting you the best settlement possible, while the insurance company is committed to paying you as little as it can. Do not believe an adjuster whose interests are not aligned with your own. Hire the best personal injury attorney in Mesa you can find to fight for the maximum settlement you can get.
Call Mesa Injury Lawyers today if you have been injured in an auto accident that was caused by another driver. Our experienced personal injury lawyers are dedicated to helping our clients get the best settlement they can under the law. Our attorneys explore every legal strategy and gather all the evidence and testimony they can to bolster our clients’ claims. Call Mesa Injury Lawyers in Mesa today to meet with one of our personal injury attorneys and discuss your accident and your legal options.
1731 West Baseline Road Suite #103
Mesa, AZ 85202
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