What to Do When You’ve Been Hit by an Uninsured Driver in Mesa
Auto accidents are common. We are all on the road so frequently that our chances of getting into an accident at one point or another are actually pretty high. Hopefully, when we do get into an accident, it’s just a fender bender that leaves us with a few dents in the bumper and some paint scratches. But sometimes, the accident ends up being more serious, and you have injuries that require more serious medical care and maybe even have long-term consequences.
Insurance should cover the cost of your medical care and of repairs to your vehicle. However, not all drivers carry the required insurance. You may find that the person who hit you doesn’t have insurance or doesn’t have enough insurance to cover the damages. So what do you do?
A good Mesa injury attorney will tell you that all is not lost. There may still be options for getting the compensation you deserve. Here are a few things you may be able to do if you’ve been hit by an uninsured driver in Mesa:
Sue the Driver
A person who can’t afford to buy car insurance probably doesn’t have the money to pay for your car’s damages or your medical bills. However, the driver may have other assets that can be tapped to pay your damages, and your personal injury attorney will explore all the options for getting the driver to pay what he or she should. The driver may also have the means to buy insurance but just doesn’t want to, so you shouldn’t make an assumption about ability to pay.
Always call an auto accident injury attorney to explore your options, whether the driver was insured or not. Your attorney will help you understand what’s possible to get the payment you deserve.
Sue Your Insurance Company
Your insurance company can provide some coverage, even if the accident was not your fault. Your insurance may cover you if the other driver was uninsured, or if the other driver hit you and drove off without leaving behind any details. In some cases, you may have to have uninsured motorist coverage for your insurance company to feel any responsibility.
Again, it’s important for you to consult a personal injury lawyer. Don’t feel defeated if your insurance company tells you that it won’t cover your claim. Talk to an injury attorney about your rights and what options you have.
Sue the Car Manufacturer
In some cases, a malfunctioning part may be the cause for your accident. Your personal injury lawyer will need to investigate to find evidence of this. If you can show that manufacturer error is to blame, you may be able to sue the manufacturer for personal property damages and for medical care.
You will need a good personal injury lawyer behind you if you plan to sue an automotive manufacturer because these companies will have high-powered legal teams behind them, and they will not readily admit to fault.
All is not lost if you are involved in an accident with a driver who is not insured – or if the driver leaves the scene without giving you contact details or insurance information. Talk to a personal injury attorney to learn about your legal options. You may be able to sue the driver directly, to sue your own insurance company, or to sue a car or parts manufacturer. Your attorney will help you find a way to get compensated for what you have lost.
Injury Lawyers Mesa are ready to help you get the compensation you deserve after you have been injured in an accident that was not your fault. Our personal injury attorneys are committed to helping you get justice and to get what you need to heal and to move forward after your accident. We explore all legal options for getting you the compensation you deserve, whether that means suing the insurance company, the faulty driver, or another responsible party. Contact us in Mesa today to talk with one of our personal injury attorneys about the details of your accident and to learn about your rights. We’re ready to help you hold the responsible parties liable for what you have suffered.